Find the Right Insurance in Spain
Independent selection, real human support and the same official price — or better.
For visas, health, home, life and business insurance.
What Do You Need Insurance For?
How It Works
Tell Us What You Need
Share your situation and what you need the insurance for.
We Find the Right Options
We review suitable policies and explain the important differences clearly.
You Choose — We Stay With You
You choose the option that fits your needs. We show you how to use it and remain available throughout the life of your policy.
Why Choose How-To Spain?
Independent selection, real human support and the same official price — or better.
Real people. Real support. Throughout your policy.
You Don’t Need to Figure It Out Alone
We help you choose the right insurance, show you how to use it and stay available when you need us.
Our insurance team supports you before and after you buy — from choosing the right policy to dealing with questions, appointments, insurers and insurance cases.
The How-To Spain insurance team
Same Official Price — or Better
With How-To Spain, you never pay more than the insurer’s official price. You get the same official policy price as buying directly — and in many cases additional discounts, special conditions or How-To Spain benefits may be available.
Independent Selection
We are not tied to one insurer. If you buy through an insurance company, bank or single-brand service, you are limited to the products they offer. We work with multiple insurers and recommend what fits your situation.
Real Human Support
Buying the policy is only the beginning. With How-To Spain, you have a real team by your side throughout the life of your policy — at no additional cost.
With us you can:
Buying Insurance on Your Own vs With How-To Spain
You can buy through an insurer, a comparison platform or a bank. With How-To Spain, you get more support without paying more.
Before buying elsewhere, check your options with us.
What Our Clients Say
“How-To Spain team helped me with Spanish insurance for NIE Verde. I am fully satisfied with their work. They will explain everything you need to know, they will support the whole process until you get exactly what you need. Thank you!”
Inna M.
“Working with Arina was an absolute pleasure! Her expertise and personalized service made navigating insurance options a breeze. She found the perfect coverage at a great price. I highly recommend How2Spain for top-notch insurance solutions!”
Sergiy Tsveliouk
“In Spain they do not speak English, it is almost impossible to get insurance and make an appointment by yourself. Arina always replies and is very friendly. If you are looking for insurance and need help, you are definitely in good hands.”
Jan Donmez
“I was in Bali and an accident happened to me. My agent Eugenia helped me a lot. She was incredibly supportive, communicated clearly what I need to do, and supported me throughout the whole time of my treatment. Get insurance with this company and feel protected!”
Valeriia Kutnia
We find the right insurance for you from 72 insurers
Insurance in Spain with How-To Spain
How-To Spain helps expats, visa applicants, residents, families, self-employed professionals (autónomos) and companies find suitable insurance in Spain across multiple insurers.
- •Who we serve: expats, visa applicants, residents, families, self-employed professionals and companies in Spain.
- •Types of insurance: health, visa & residency, student visa, home & property, life and business insurance.
- •Insurers we work with: AXA, DKV, Sanitas, Adeslas, Allianz, Mapfre, Acunsa, Asisa, Aegon, Caser and others.
- •Areas served: all of Spain.
- •Languages: English, Spanish, Ukrainian and Russian.
- •How the service is paid for: you pay the insurer’s official price or lower — our independent selection and support add no extra fee to the policy.
- •Support after purchase: we remain available for questions, insurer communication, appointments, claims and insurance cases throughout the life of your policy.
72 insurers · over 8,500 clients · 5.0 Google rating · Since 2021.
Frequently Asked Questions
Do I need private health insurance for a Spanish visa?+
It depends on the type of visa or residence permit, but many Spanish immigration procedures require a health insurance policy that meets the requirements of the Spanish authorities — usually full-coverage private health insurance with no copayments.
Is insurance more expensive through How-To Spain?+
No. With How-To Spain, you pay the insurer’s official price or lower. Our selection and support do not add an extra fee to the policy price.
Why use How-To Spain instead of buying directly from an insurer?+
You get independent selection across multiple insurers, help choosing the right policy and human support throughout the life of the policy.
Do you support clients after the policy is issued?+
Yes. We show you how to use your insurance and remain available for questions, insurer communication, appointments, claims and insurance cases throughout the life of your policy.
Can you help with insurance for a visa or residency permit?+
Yes. We offer visa-compliant health insurance for different Spanish immigration procedures, including the Digital Nomad Visa, Non-Lucrative Visa, student visas and other residence permits.
Do you offer worldwide health coverage?+
Yes. Depending on the policy, worldwide medical coverage of up to €1 million per year may be available.
Do you insure businesses?+
Yes. We work with self-employed professionals and companies of different sizes, including professional liability, premises, industrial and other business risks.
Do you offer home and rental insurance?+
Yes. We offer options for homeowners, tenants and landlords, including contents, civil liability, legal protection and rental non-payment cover.
Not Sure Which Insurance Is Right for You?
Tell us what you need. We’ll find the best solution for your situation and stay by your side every step of the way.