Health Insurance for
Residency Permit in Spain
Mandatory health insurance accepted by all Spanish immigration offices. Get your NIE/TIE approved with the right coverage — we handle everything.
Get Free QuoteWhy You Need Private Health Insurance
Spanish immigration law requires private health insurance with no copays (sin copagos) for residency permit applications
Public healthcare (Seguridad Social) is NOT accepted for NIE/TIE applications
Your policy must cover the entire duration of your residency permit
The insurance must provide full medical coverage including hospitalization, specialist visits, and emergencies
Insurance Companies We Work With
We compare all major Spanish health insurers to find you the best coverage at the best price.
Sanitas
From €45/month
Spain's largest private health insurer. Extensive network of clinics and hospitals. Digital health services.
- +Largest hospital network
- +Digital consultations
- +No waiting periods for basic services
Adeslas (SegurCaixa)
From €50/month
Premium coverage with the widest network of medical centres in Spain. Accepted everywhere.
- +Widest medical centre network
- +Comprehensive dental coverage
- +Fastest appointment booking
DKV
From €40/month
German-quality healthcare in Spain. Strong in mental health and preventive care. Popular with expats.
- +Excellent mental health coverage
- +Preventive care focus
- +Good English-speaking doctors
Asisa
From €35/month
Great value for money. Own hospital network (HLA Group). Popular choice for residency permits.
- +Best price-quality ratio
- +Own hospital group (HLA)
- +Fast policy issuance
Mapfre
From €48/month
Spain's largest general insurer. Reliable, well-established. Good for combined packages.
- +Most established brand
- +Combined insurance packages
- +Offices in every city
Why Get Insurance Through How2Spain?
Same Price, Better Service
You pay exactly the same premium as going direct — but with our expert guidance, bilingual support, and claims assistance included free.
100% Immigration Compliant
We guarantee your policy meets all requirements for extranjería. If rejected due to insurance, we fix it at no extra cost.
Same-Day Issuance
Urgent appointment? We can issue your policy certificate the same day, even on short notice.
English Support
No more struggling with Spanish insurance paperwork. We explain everything in English.
Renewal Management
We remind you before your policy expires and help with renewals — critical for permit renewals.
Claims Assistance
Need to see a doctor? File a claim? We help you navigate the Spanish healthcare system.
How It Works
Tell Us Your Situation
Send us a WhatsApp message with your details: age, family size, residency type, and budget.
Get Your Comparison
We compare all major insurers and send you a clear comparison with the best options for your case.
Choose & Sign
Pick the plan that fits. We handle all paperwork and issue your policy certificate for extranjería.
Get Approved
Submit your residency application with confidence. Your insurance meets all requirements — guaranteed.
Frequently Asked Questions
Get Your Free Insurance Comparison
Send us a WhatsApp with your age, family details, and residency type. Personalized comparison within 24 hours.
Get Free Quote via WhatsApp